We show that any complex (respectively real) representation of finite group
naturally generates a Open-Closed (respectively Klein) Topological Field Theory
over complex numbers. We relate the 1-point correlator for the projective plane
in this theory with the Frobenius-Schur indicator on the representation.
Infinite-dimensional universal Cardy-Frobenius algebra is constructed, which
unifies all particular algebras of closed and open Hurwitz numbers and is
closely related to the algebra of differential operators, familiar from the
theory of Generalized Kontsevich Model.